Friday, January 27, 2012

Stepping out of the nest!

Well the time has come for us to take the next financial step in our lives.  No, unfortunately it's not buying a new house or getting our new kitchen as mentioned before.

I'll give you some background to the whole thing.  Firstly my husband, Steve, is a drywall taper- an excellent one at that.  He's been working full time for a commercial construction company for the last 2.5 years, but in the last two months, he's been taking side jobs.  The extra money has been nice, but the rest has not been easy.  His long hours meant that the kids wouldn't get to see their Daddy very much.  Keep in mind as well, that we only have one vehicle, and that's the vehicle my husband uses to get to work. This means that the kids and I are stuck when he's gone.  Any activities such as grocery shopping must be done when he's home.  That has been pretty difficult lately!

Anyways, we've decided that since it's possible for us to double our earnings by finding our own work, we are going to take the leap.  We still have a good relationship with Steve's employer, so when we gave him our 2 weeks notice, he told us to let him know if we ever wanted to come back.  That's such a generous offer of him, and we certainly appreciated it!

February 10 will be Steve's last day at work for his current employer, and after that, we'll be out on our own.  We kind of feel like a little bird who steps out of the nest and jumps off the branch, hoping that he will learn to fly before he hits the ground!

Now is when we are sure grateful for our 6 month emergency fund that we built up over the last couple of years. That will sure help us out if we don't get as much work as we need.

I'm sure excited though, once we are established and have a lot of good work, we will be able to go much farther financially that we were before.  I'm so glad that Steve is willing to take the jump, and I'll be right there beside him all the way.

As for the new house and new kitchen, those things will come in time.  It's a little disappointing to give those up, but I know it's less giving them up and more of postponing them for a later time.  I'm willing to be patient and make sure that we are setting ourselves up for a better future.  After all, isn't that what the Financial Peace University was all about?  Live like no one else so later you can live like no one else!